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Travel Insurance

Domestic health plans frequently do not follow you abroad, and non-refundable travel costs are rarely recoverable without a policy. Both problems are cheap to solve in advance.

Travel Insurance coverage explained by Policy Holder Cover
Travel Insurance

What we arrange for you

Trip cancellation, emergency medical evacuation, baggage delay and adventure sport riders for domestic and international travel.

  • Trip cancellation, interruption and delay
  • Cancel for any reason upgrades
  • Emergency medical and dental abroad
  • Medical evacuation and repatriation
  • Baggage loss, delay and missed connections
  • Adventure sport, cruise and rental car riders
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In Detail

Understanding your travel insurance cover

The points our advisors walk through before recommending a travel insurance policy.

What you are actually insuring

Travel insurance bundles three separate protections: reimbursement for prepaid, non-refundable trip costs you cannot use; medical and evacuation coverage while you are away from home; and baggage, delay and missed connection benefits. Trip cost coverage is capped at what you actually prepay, so declaring accurate trip costs matters more than buying a larger plan.

Timing determines your options

Several valuable benefits are only available if you buy within a defined window after your first trip payment — commonly 14 to 21 days. Pre-existing condition waivers and cancel-for-any-reason upgrades almost always sit inside that window. Buying the day before departure still gives you emergency medical cover, but it will not waive pre-existing condition exclusions.

Medical coverage abroad is the quiet gap

Many domestic health plans provide little or no coverage outside the United States, and foreign hospitals often require payment up front. Emergency medical and medical evacuation benefits close that gap, and evacuation from a remote location can cost well over one hundred thousand dollars. If your trip includes hiking, diving, skiing or motorcycling, confirm those activities are not excluded.

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Get your travel insurance quote

Tell us a little about what you want to protect and a licensed advisor will come back with comparable options from our carrier panel.

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Response within one business day

Most quote requests are answered the same working day.

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Your details stay private

We never sell or share your information. See our privacy policy.

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No quote fees, ever

Reviews, audits and comparisons are free of charge.

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