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Our Services

Coverage for every part of your life

Seven insurance lines handled by one accountable advisor — compared across 32 rated carriers, explained in plain English, and re-audited every year at renewal.

What We Place

Pick the cover you need to review

Every service below is quoted, bound and serviced by the same named advisor, so you never have to repeat your story to a new rep.

Home Insurance coverage from Policy Holder Cover 🏠

Home Insurance

Dwelling, personal property, liability and additional living expense protection for houses, condos and rentals across all 50 states.

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Health Insurance coverage from Policy Holder Cover 🩺

Health Insurance

Individual, family and small-group medical plans compared on network, deductible and out-of-pocket maximum — not just monthly price.

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Auto Insurance coverage from Policy Holder Cover 🚗

Auto Insurance

Liability, collision, comprehensive and roadside assistance for cars, trucks, motorcycles and multi-vehicle household policies.

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Life Insurance coverage from Policy Holder Cover 💖

Life Insurance

Term, whole and universal life policies sized to your mortgage, income replacement and long-term legacy goals.

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Pet Insurance coverage from Policy Holder Cover 🐕

Pet Insurance

Accident and illness reimbursement for dogs and cats, including diagnostics, surgery, hereditary conditions and prescription food.

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Business Insurance coverage from Policy Holder Cover 💼

Business Insurance

General liability, commercial property, workers' compensation, cyber and professional liability packages for growing companies.

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Travel Insurance coverage from Policy Holder Cover ✈

Travel Insurance

Trip cancellation, emergency medical evacuation, baggage delay and adventure sport riders for domestic and international travel.

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Coverage Breakdown

What each line of cover really includes

A quick reference to the core protections in each policy, so you know what to ask about before you sign anything.

🏠

Home Insurance

  • Dwelling and other structures at replacement cost
  • Personal property, including off-premises theft
  • Personal and premises liability up to $500,000
  • Additional living expense after a covered loss
🩹

Health Insurance

  • Preventive care at zero cost share
  • Specialist, hospital and surgical coverage
  • Prescription drug tiers and mail-order options
  • Mental health and substance use benefits
🚗

Auto Insurance

  • Bodily injury and property damage liability
  • Collision and comprehensive physical damage
  • Uninsured and underinsured motorist protection
  • Roadside assistance and rental reimbursement
💖

Life Insurance

  • Income replacement for surviving dependants
  • Mortgage and education funding protection
  • Final expense and estate liquidity
  • Optional living and chronic illness riders
🐶

Pet Insurance

  • Accidents, illness and hereditary conditions
  • Diagnostics, imaging and specialist surgery
  • Prescription medication and therapies
  • Optional wellness and dental routines
💼

Business Insurance

  • General and products liability
  • Commercial property and business interruption
  • Workers' compensation and employers' liability
  • Cyber, E&O and commercial auto
✈

Travel Insurance

  • Trip cancellation and interruption
  • Emergency medical and evacuation abroad
  • Baggage loss, delay and missed connections
  • Cancel for any reason upgrades

Not sure which lines you actually need?

Send us your current declarations page and we will benchmark it against 32 carriers — free, with no obligation to switch.